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	<title>Frugal Living News &#187; Retirement Money</title>
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	<link>http://www.frugallivingnews.com</link>
	<description>We&#039;re talking all things FRUGAL</description>
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		<title>Review: The Retirement Savings Time Bomb… And How to Defuse It</title>
		<link>http://www.frugallivingnews.com/8906/review-the-retirement-savings-time-bomb%e2%80%a6-and-how-to-defuse-it/</link>
		<comments>http://www.frugallivingnews.com/8906/review-the-retirement-savings-time-bomb%e2%80%a6-and-how-to-defuse-it/#comments</comments>
		<pubDate>Sun, 14 Feb 2010 20:00:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Crime Of The Century]]></category>
		<category><![CDATA[Descendents]]></category>
		<category><![CDATA[Ed Slott]]></category>
		<category><![CDATA[Emergencies]]></category>
		<category><![CDATA[Fear Of The Unknown]]></category>
		<category><![CDATA[Guesswork]]></category>
		<category><![CDATA[Horror Stories]]></category>
		<category><![CDATA[Major Moves]]></category>
		<category><![CDATA[Paranoia]]></category>
		<category><![CDATA[Personal Finance Book]]></category>
		<category><![CDATA[Personal Finance Books]]></category>
		<category><![CDATA[Retirement Money]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Retirement Savings]]></category>
		<category><![CDATA[Rule Of Thumb]]></category>
		<category><![CDATA[Tax Impact]]></category>
		<category><![CDATA[Tax Penalties]]></category>
		<category><![CDATA[Taxation]]></category>
		<category><![CDATA[Time Bomb]]></category>
		<category><![CDATA[Withdrawals]]></category>

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		<description><![CDATA[Every Sunday, The Simple Dollar reviews a personal finance book or related book of interest.
For a long time, I avoided reading this book.  The title seemed unnecessarily fear-mongering and apocalyptic to me and that&#8217;s a subgenre of personal finance books that I really have no interest in.  Personal finance has such a profound [...]]]></description>
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		<title>Most of Us Have Never Experienced a True Economic Meltdown</title>
		<link>http://www.frugallivingnews.com/8016/most-of-us-have-never-experienced-a-true-economic-meltdown/</link>
		<comments>http://www.frugallivingnews.com/8016/most-of-us-have-never-experienced-a-true-economic-meltdown/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 20:00:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[1930s]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Coming Of Age]]></category>
		<category><![CDATA[Different Places]]></category>
		<category><![CDATA[Distrust]]></category>
		<category><![CDATA[Economic Meltdown]]></category>
		<category><![CDATA[Extreme Frugality]]></category>
		<category><![CDATA[Fdic Insurance]]></category>
		<category><![CDATA[Financial Institutions]]></category>
		<category><![CDATA[Grandmother]]></category>
		<category><![CDATA[Grandparents]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[House Paint]]></category>
		<category><![CDATA[Losing Your Job]]></category>
		<category><![CDATA[Paint Brush]]></category>
		<category><![CDATA[Retirement Money]]></category>
		<category><![CDATA[Three Generations]]></category>
		<category><![CDATA[Tin Cans]]></category>
		<category><![CDATA[Unemployment]]></category>
		<category><![CDATA[Vivid Memories]]></category>

		<guid isPermaLink="false">http://www.frugallivingnews.com/8016/most-of-us-have-never-experienced-a-true-economic-meltdown/</guid>
		<description><![CDATA[My grandfather and grandmother came of age during the Great Depression.  They both passed away when I was a young child (not all that much older than my own son now), but many of my memories of them revolved around their extreme frugality.  They would buy bottles of the most inexpensive wine they [...]]]></description>
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		<title>Reader Mailbag #89</title>
		<link>http://www.frugallivingnews.com/7650/reader-mailbag-89/</link>
		<comments>http://www.frugallivingnews.com/7650/reader-mailbag-89/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 14:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[10 Years]]></category>
		<category><![CDATA[403b]]></category>
		<category><![CDATA[Big Picture]]></category>
		<category><![CDATA[Confession]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Fate]]></category>
		<category><![CDATA[Getting Out Of Debt]]></category>
		<category><![CDATA[Mailbags]]></category>
		<category><![CDATA[Match]]></category>
		<category><![CDATA[Non Profit Organization]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Reader Mailbag]]></category>
		<category><![CDATA[Retirement Age]]></category>
		<category><![CDATA[Retirement Calculator]]></category>
		<category><![CDATA[Retirement Money]]></category>
		<category><![CDATA[Salary]]></category>
		<category><![CDATA[Simple Questions]]></category>
		<category><![CDATA[Stead]]></category>
		<category><![CDATA[Threshold]]></category>
		<category><![CDATA[Veterinarian]]></category>

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		<description><![CDATA[Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags.
I&#8217;m 34 years old; live and work in [...]]]></description>
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		<title>Brian O’Connor: 401k plans failing in retirement</title>
		<link>http://www.frugallivingnews.com/1615/brian-o%e2%80%99connor-401k-plans-failing-in-retirement/</link>
		<comments>http://www.frugallivingnews.com/1615/brian-o%e2%80%99connor-401k-plans-failing-in-retirement/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 10:59:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[401 K Plans]]></category>
		<category><![CDATA[401k Plans]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[Detroit News]]></category>
		<category><![CDATA[Fates]]></category>
		<category><![CDATA[Financial Calamity]]></category>
		<category><![CDATA[Financial Investment]]></category>
		<category><![CDATA[Household Expenses]]></category>
		<category><![CDATA[Investment Choices]]></category>
		<category><![CDATA[Investment Decisions]]></category>
		<category><![CDATA[O Connor]]></category>
		<category><![CDATA[Ordinary People]]></category>
		<category><![CDATA[Retirement Money]]></category>
		<category><![CDATA[Retirement Program]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Short Answer]]></category>
		<category><![CDATA[Snippet]]></category>
		<category><![CDATA[Successful Retirement]]></category>
		<category><![CDATA[Unrealistic Expectations]]></category>

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		<description><![CDATA[Brian J. O&#8217;Connor, columnist at the Detroit News, has this piece today: Workers discover 401(k) plans are failing them in retirement.
He makes good points about the unrealistic expectations that have been placed on ordinary people via converting retirement money to 401(k) plans to make complicated financial investment decisions. A snippet:
All this is not to say [...]]]></description>
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