The “How America Pays for College” report

Sallie Mae and Gallup released today the results of the third annual How America Pays for College report. I was given a heads up a few days ago that the study would be issued, and I asked to be on the media list when it was released. The research was done this spring with college-age [...]

Continue reading The “How America Pays for College” report …

From Monroe on a Budget.

Jo-Ann college discount days

My sales and deals are usually for the Monroe, Mich., area, but this is definitely a sale worth noting even if your shopping has to be done in Taylor or Ypsilanti.
Jo-Ann Fabric announces in its mail-out flier this week that there will be college student discount days July 11-17 with 15 percent off your total [...]

Continue reading Jo-Ann college discount days …

From Monroe on a Budget.

Jo-Ann college discount days

My sales and deals are usually for the Monroe, Mich., area, but this is definitely a sale worth noting even if your shopping has to be done in Taylor or Ypsilanti.
Jo-Ann Fabric announces in its mail-out flier this week that there will be college student discount days July 11-17 with 15 percent off your total [...]

Continue reading Jo-Ann college discount days …

From Monroe on a Budget.

Jo-Ann college discount days

My sales and deals are usually for the Monroe, Mich., area, but this is definitely a sale worth noting even if your shopping has to be done in Taylor or Ypsilanti.
Jo-Ann Fabric announces in its mail-out flier this week that there will be college student discount days July 11-17 with 15 percent off your total [...]

Continue reading Jo-Ann college discount days …

From Monroe on a Budget.

College tuition going up – now what?

This is pretty much an annual ritual. But during a recession the impact can be particularly difficult: College tuition is going up at a lot of schools starting with fall semester.
The Monroe Evening News has a report today about Monroe County Community College tuition bumping up for local and non-county students.
Also today, I received an [...]

Continue reading College tuition going up – now what? …

From Monroe on a Budget.

Paying for College

I was watching a morning show today and they were talking about how a lady didn’t know what she was going to do because she owed $163,000 in student loans and was only earning $50,000 now.

The experts of course helped her negotiate the student loans down to a lower price for her.

Jack started crying so I didn’t hear if they said this or not but I would like to point out that if you can’t pay cash for college then you shouldn’t be going! Period!

Frankly I’m tired of hearing people whining about how they just “can’t” pay for their student loans because they aren’t earning enough.

Why is it people think it’s ok to have student loans on their backs for 10-20 years but they can’t take 6-8 years to go to school part time and work to pay cash for it?

The fact is you should be paying cash for college. For years people worked at night, on the weekends and in the summer to pay for it.  They worked hard to get scholarships and grants to help pay for it.  They worked hard to pay their living expenses; they scrimped and saved so they wouldn’t have any debt after school.

If you have kids that are planning to start college next year or are there right now encourage them to pay cash for it themselves.

You may have to start at a junior college to get the basics, work to get scholarships and grants and yes, go part time so you can work full time, to pay for it and your living expenses.

If you are a parent and feel the need to help your kids out with school that’s fine but all your debt should be paid off first including your house. If your house and debt is paid off then you will have the extra to help out.

Tawra


Continue reading Paying for College …

From Living On A Dime Blog » Living On A Dime Blog.

Paying for College

I was watching a morning show today and they were talking about how a lady didn’t know what she was going to do because she owed $163,000 in student loans and was only earning $50,000 now.

The experts of course helped her negotiate the student loans down to a lower price for her.

Jack started crying so I didn’t hear if they said this or not but I would like to point out that if you can’t pay cash for college then you shouldn’t be going! Period!

Frankly I’m tired of hearing people whining about how they just “can’t” pay for their student loans because they aren’t earning enough.

Why is it people think it’s ok to have student loans on their backs for 10-20 years but they can’t take 6-8 years to go to school part time and work to pay cash for it?

The fact is you should be paying cash for college. For years people worked at night, on the weekends and in the summer to pay for it.  They worked hard to get scholarships and grants to help pay for it.  They worked hard to pay their living expenses; they scrimped and saved so they wouldn’t have any debt after school.

If you have kids that are planning to start college next year or are there right now encourage them to pay cash for it themselves.

You may have to start at a junior college to get the basics, work to get scholarships and grants and yes, go part time so you can work full time, to pay for it and your living expenses.

If you are a parent and feel the need to help your kids out with school that’s fine but all your debt should be paid off first including your house. If your house and debt is paid off then you will have the extra to help out.

Tawra


Continue reading Paying for College …

From Living On A Dime Blog » Living On A Dime Blog.

Paying for College

I was watching a morning show today and they were talking about how a lady didn’t know what she was going to do because she owed $163,000 in student loans and was only earning $50,000 now.

The experts of course helped her negotiate the student loans down to a lower price for her.

Jack started crying so I didn’t hear if they said this or not but I would like to point out that if you can’t pay cash for college then you shouldn’t be going! Period!

Frankly I’m tired of hearing people whining about how they just “can’t” pay for their student loans because they aren’t earning enough.

Why is it people think it’s ok to have student loans on their backs for 10-20 years but they can’t take 6-8 years to go to school part time and work to pay cash for it?

The fact is you should be paying cash for college. For years people worked at night, on the weekends and in the summer to pay for it.  They worked hard to get scholarships and grants to help pay for it.  They worked hard to pay their living expenses; they scrimped and saved so they wouldn’t have any debt after school.

If you have kids that are planning to start college next year or are there right now encourage them to pay cash for it themselves.

You may have to start at a junior college to get the basics, work to get scholarships and grants and yes, go part time so you can work full time, to pay for it and your living expenses.

If you are a parent and feel the need to help your kids out with school that’s fine but all your debt should be paid off first including your house. If your house and debt is paid off then you will have the extra to help out.

Tawra


Continue reading Paying for College …

From Living On A Dime Blog » Living On A Dime Blog.

College students share their budget-cutting tips

Saint Mary’s College in South Bend, Ind., invited some of its senior business majors to share their budget-cutting tips with other students.

A snippet:

“Before the start of each semester set a monthly budget based on what you spent the prior semester and try to identify the areas where you can cut back.”—Amanda Huthwaite ‘10, Little Silver, New Jersey

Continue reading College students share their budget-cutting tips …

From Monroe on a Budget.

College students: Internship application season is starting

College students have a lot to do during the next few weeks: get your taxes done, get your parents to get their taxes done, seek out scholarships, write the scholarship essays, get the scholarship reference letters, file FAFSA, file CSS Profile and any other financial aid paperwork required by your college …

It’s also time to start looking for professional internships for the summer.

If all you want or need for the summer break is a run-of-the-mill summer job to earn some money, this task can probably be put aside for a little while.

But if you want to land the professional / career internship that’s going to be a resume credit, yes, you need to start looking now. My daughter told me today she’s found some internship applications that she will be following up on during winter break – while she is also working on scholarship essays.

Michigan.gov has a Michigan Intern resource page that includes a resume writing and cover letter tool kit. The site also explains how to use the Michigan Talent Bank to find college internships.

You’ll also want to talk to the academic dean or job placement office at your college soon after January semester starts to look up any postings they have received for students in your major.

Continue reading College students: Internship application season is starting …

From Monroe on a Budget.

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