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	<title>Frugal Living News &#187; Overspending</title>
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		<title>5 Valuable Money Saving Tips</title>
		<link>http://www.frugallivingnews.com/10790/5-valuable-money-saving-tips/</link>
		<comments>http://www.frugallivingnews.com/10790/5-valuable-money-saving-tips/#comments</comments>
		<pubDate>Sat, 22 May 2010 15:19:47 +0000</pubDate>
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				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Car Repairs]]></category>
		<category><![CDATA[Credit Card Interest]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Consolidation Loans]]></category>
		<category><![CDATA[Debt Freedom]]></category>
		<category><![CDATA[Debt Solutions]]></category>
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		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Expenditures]]></category>
		<category><![CDATA[Frozen Assets]]></category>
		<category><![CDATA[Glass Of Water]]></category>
		<category><![CDATA[Habit]]></category>
		<category><![CDATA[Interest Payments]]></category>
		<category><![CDATA[Mealtime]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Overspending]]></category>
		<category><![CDATA[Sandwich]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Ways To Save Money]]></category>
		<category><![CDATA[Whim]]></category>

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		<description><![CDATA[We have&#160;all heard the talk about&#160;debt consolidation loans&#160;and&#160;&#160;other &#8220;debt solutions&#8221;&#160;  but here are 5&#160;&#160;simple&#160;&#160;tips that &#160;everyone&#160; &#160;can use to&#160;&#160;stop needless spending&#160;&#160;and get on track to&#160;&#160;complete debt freedom&#160;.
1) &#160;&#160;Sack The Sandwich&#160;
&#160;Making a lunch&#160;  instead of buying it will not only  save money it is usually a much healthier option also. &#160;A bag lunch [...]]]></description>
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		<title>Overspending on Kids, Overindulging Kids, Overspending Parents, Teaching Kids about Money</title>
		<link>http://www.frugallivingnews.com/8273/overspending-on-kids-overindulging-kids-overspending-parents-teaching-kids-about-money/</link>
		<comments>http://www.frugallivingnews.com/8273/overspending-on-kids-overindulging-kids-overspending-parents-teaching-kids-about-money/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 06:37:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Dollar Stretcher]]></category>
		<category><![CDATA[Kids Money]]></category>
		<category><![CDATA[Lifetime]]></category>
		<category><![CDATA[Mom]]></category>
		<category><![CDATA[Overspending]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[Spending Money]]></category>
		<category><![CDATA[Teaching Money]]></category>

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		<description><![CDATA[Overspending on kids can set them and you up for a lifetime of financial pain. This mom can&#8217;t stop spending money on her kids. What can she do?
Continue reading Overspending on Kids, Overindulging Kids, Overspending Parents, Teaching Kids about Money &#8230;
From The Dollar Stretcher Featured Content. 
]]></description>
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		<title>Consumption Smoothing and Why It Doesn’t Work</title>
		<link>http://www.frugallivingnews.com/7728/consumption-smoothing-and-why-it-doesn%e2%80%99t-work/</link>
		<comments>http://www.frugallivingnews.com/7728/consumption-smoothing-and-why-it-doesn%e2%80%99t-work/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 14:00:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Career Path]]></category>
		<category><![CDATA[Consumption]]></category>
		<category><![CDATA[Dot Coms]]></category>
		<category><![CDATA[Economic Concept]]></category>
		<category><![CDATA[Excuse]]></category>
		<category><![CDATA[Extremes]]></category>
		<category><![CDATA[Full Time Job]]></category>
		<category><![CDATA[Heck]]></category>
		<category><![CDATA[Illnesses]]></category>
		<category><![CDATA[Large Organization]]></category>
		<category><![CDATA[Love]]></category>
		<category><![CDATA[Nutshell]]></category>
		<category><![CDATA[Overspending]]></category>
		<category><![CDATA[Pregnant]]></category>
		<category><![CDATA[Seven Years]]></category>
		<category><![CDATA[Third Child]]></category>
		<category><![CDATA[Three Months]]></category>
		<category><![CDATA[Tiny Apartment]]></category>
		<category><![CDATA[Young Professionals]]></category>

		<guid isPermaLink="false">http://www.frugallivingnews.com/7728/consumption-smoothing-and-why-it-doesn%e2%80%99t-work/</guid>
		<description><![CDATA[When I was a young professional, my income was relatively low &#8211; substantially lower than it was even five years later.  I knew that over time, my income would go up; my career path offered lots of opportunities for growing one&#8217;s wage and I was dedicated to my career.  
So, like many young [...]]]></description>
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		<title>Start Planning Christmas Gift Shopping – Frugal Challenge</title>
		<link>http://www.frugallivingnews.com/7520/start-planning-christmas-gift-shopping-%e2%80%93-frugal-challenge/</link>
		<comments>http://www.frugallivingnews.com/7520/start-planning-christmas-gift-shopping-%e2%80%93-frugal-challenge/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 10:54:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Bottom Of The List]]></category>
		<category><![CDATA[Celebration]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Christmas Gift]]></category>
		<category><![CDATA[Christmas Gifts]]></category>
		<category><![CDATA[Christmas Shopping]]></category>
		<category><![CDATA[Christmas Time]]></category>
		<category><![CDATA[Creativity]]></category>
		<category><![CDATA[Expensive Gifts]]></category>
		<category><![CDATA[Gift Budget]]></category>
		<category><![CDATA[Gift Shopping]]></category>
		<category><![CDATA[Good Cheer]]></category>
		<category><![CDATA[Heart]]></category>
		<category><![CDATA[Judgment]]></category>
		<category><![CDATA[Much Money]]></category>
		<category><![CDATA[Overspending]]></category>
		<category><![CDATA[Shopping Gifts]]></category>
		<category><![CDATA[Time Plan]]></category>

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		<description><![CDATA[It may seem a bit early to be thinking about shopping for Christmas gifts, but, if you&#8217;re like me, trying to save as much money as I possibly can, you should probably start today.  Planning a more affordable Christmas this year doesn&#8217;t have to mean cutting out all the gifts, decorations, food, and fun.  You [...]]]></description>
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