Sneak peek at my Monroe County Fair display

My co-workers at The Monroe Evening News planned and assembled this presentation display for Monroe on a Budget when I was on medical leave this summer. My program and meet-and-greet today at Monroe County Fair is the first time it will be used. Do you see the shopping bag? That’s the door prize we are [...]

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From Monroe on a Budget.

Sneak peek at my Monroe County Fair display

My co-workers at The Monroe Evening News planned and assembled this presentation display for Monroe on a Budget when I was on medical leave this summer. My program and meet-and-greet today at Monroe County Fair is the first time it will be used. Do you see the shopping bag? That’s the door prize we are [...]

Continue reading Sneak peek at my Monroe County Fair display …

From Monroe on a Budget.

Do you know when the tornadoes are coming your way?

One of my friends who is involved in the tornado disaster relief efforts this week in Monroe County, Mich., asked me today about whether The Monroe Evening News could do more to promote disaster preparedness.
My co-workers and I have written quite a bit over the years on that topic, both in print and on line. [...]

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From Monroe on a Budget.

“Does your coupon have to match your purchase?”

Here’s a question that one of my co-workers and I answered this week from someone who did some couponing many years ago, but is not in the habit now.
“Does your coupon have to match your purchase?”
Short answer: yes.
“Read the coupon,” I told her. “Your purchase doesn’t have to match the picture of the product on [...]

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From Monroe on a Budget.

Estate sale finds May 15

One of my co-workers sent me an email heads up about an estate sale in Temperance, Mich., today.
“Note in the list of items for sale … Barbie doll collection,” she said.
I had an appointment this morning about two miles from that sale! So after I finished my appointment, I headed over to the location.
For $10.31 [...]

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From Monroe on a Budget.

Grocery clearance aisles in Monroe MI

One of my co-workers asked if I have done a post on what he and his wife dubbed the “scratch and dent” shelves at the grocery stores.
Not specifically. But you’ve seen some of those items in my grocery shopping cart pictures. Here are some “standing” places where my local readers can go treasure hunting for [...]

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From Monroe on a Budget.

Dressed for Success, the Frugal Way

Anne writes in:

After searching for most of a year after getting my degree, I finally found a great job which I’m starting just after Memorial Day. The problem is that I don’t know what to wear. I don’t want to stand out as being poorly dressed but I don’t want to dump thousands into a work wardrobe. What should I do?

Here’s my game plan for this situation.

First, contact your new co-workers, particularly your soon-to-be-boss. If you don’t have this information yet, contact the company and request it. You may be able to find more of them using tools like LinkedIn.

Contact them individually, asking what normal attire is in the workplace that you’ll be joining. Ask what they wear – brands, level of attire, and so on.

You should pay particular attention to what your boss-to-be actually wears. Don’t be afraid to ask this.

Your best bet would be to dress at a level similarly to your boss, but not in a way that’s miles beyond the workers at your level. In most workplaces, you’re better off overdressing a bit than underdressing. The problem is that each workplace has something of a different definition of what “overdressing” and “underdressing” is and by finding out what your coworkers wear, you can get a bead on that right off the bat.

Once you’ve figured this out, go shopping. In my experience of buying clothes that work for professional use at good prices, I’ve found that the best place to shop first is at consignment shops. It’s often amazing how many very nice clothes can be found there. That’s where you’ll find business attire – often barely-worn stuff – from people whose life situation has changed direction, and it’s often available at great prices.

Rather than buying a lot of clothes right off the bat, you should stock your work wardrobe with fewer items that can easily be mixed-and-matched. Don’t go for the flamboyant – go for the presentable items that you can rearrange easily to create the appearance of a fresh outfit. For example, you’re a lot better off with six shirts and six ties than ten shirts and two ties – not only is the former set of clothes cheaper, it’s also easier to create the appearance of a more diverse wardrobe.

You should also be patient and be picky. You don’t have to buy everything right off the bat. Look at lots of consignment shops. Don’t be afraid to buy a few new items to mix in with the consignment items.

If you’re unsure what looks good, identify a consignment shop or two with a number of items you’re interested in and then take a friend. I usually let my wife be involved in the selection of such clothes because she has much better taste and a better eye than I do – I tend to often fall in the “if you’re clothed, then you’re good” path. Take someone along who can identify what is well-made, what items go together well, and what items simply look better than other ones.

If you’re uncomfortable dressing up for work – as I have been – do what I used to do. Put on comfortable clothes – like a t-shirt that you like to wear – and dress well over the top of that. I would often wear my favorite t-shirts and shorts under my dress clothes for work and sometimes I would literally take the dress clothes off on my way out of the workplace at the end of the day.

A final tip – it’s almost always a large net savings if you read the instructions on the tag and follow them for cleaning purposes. If you’ve got a nice wardrobe, it might seem cheaper to just wash them with minimal cost and effort, but you can drastically extend the useful life of good clothes by following the garment instructions.

Good luck.


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From The Simple Dollar.

Focus on the Family’s Frugal Living in a Tough Economy

Focus on the Family recently had a broadcast called Frugal Living in a Tough Economy with Jonni McCoy – a shopping expert and author of “Miserly Moms: Living Well on Less in a Tough Economy.” Part 1 aired April 19, and part 2 aired April 20.
One of my co-workers told me about the program and [...]

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From Monroe on a Budget.

Michigan Radio report: Employer hosts personal finance course

Would you take a personal finance class at work? A group of co-workers in Livonia, Mich., did that recently with the Dave Ramsey Financial Peace University program.
Sarah Hulett at Michigan Radio filed this report April 2 for American Public Media’s Marketplace:  Employer lends a financial helping hand.
A snippet:
Matt Bergstrom: ” Our guys and the [...]

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From Monroe on a Budget.

Monroe News: Some food prices easing

Charles Slat, who is one of my co-workers at The Monroe Evening News, does a food price survey every three months based on a sample shopping list.
Today’s headline: Food prices easing.
But it’s probably temporary.
A snippet:
Federal food analysts say overall costs for groceries this year might rise at least 2.5 percent as slight economic recovery [...]

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From Monroe on a Budget.

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